Net 30 terms

Net 30 payment terms on Ruproa products and courses

Ruproa extends 30-day terms on its own products and courses to approved companies, so a purchase you were making anyway becomes a payment history.

Does Ruproa offer Net 30 payment terms?

Yes. Products and courses bought through Ruproa can be paid on Net 30 terms: payment is due 30 days after the invoice, and you get access as soon as the invoice is sent. Terms go to approved companies with an EIN on file, and your Net 30 transactions are reported, free accounts included.

  • Net 30 applies to products and courses. Subscriptions are still charged to your card at renewal.
  • Payment is due 30 days from the invoice. Access starts when the invoice is sent, not when it is paid.
  • Terms go to approved companies with an EIN on file.
  • Eligible Ruproa Net 30 purchases are included in monthly reporting for approved Free and paid accounts. A paid subscription is not required for purchase reporting.
  • Purchase reporting and paid score monitoring are separate services.
  • The most you can have open at once depends on your plan: $500 on Free up to $2,500 on Enterprise.

Purchase reporting is included on Free

Eligible Ruproa Net 30 purchases are included in monthly reporting for approved Free and paid accounts. A paid subscription is not required for purchase reporting.

Ruproa's current reporting bureaus are Equifax Business, Creditsafe and Moody's. Experian Business reporting is not currently offered.

Paid plans add live bureau scores and score monitoring: Starter covers Creditsafe, while Professional covers Creditsafe and Equifax Business.

How it works

Add a product or course to your cart and check out on terms. Ruproa sends an invoice that is due in 30 days, and what you bought is available straight away.

Pay the invoice by the due date. Paying early is fine and is what a bureau likes to see.

  • Choose a product or course and check out on Net 30 terms
  • Receive the invoice, due 30 days later, and get access immediately
  • Pay the invoice on or before the due date
  • Your transactions are reported, so the payment history is yours

Who qualifies, and how much

Terms are extended to approved companies with an EIN on file. They are not extended while a subscription is past due or paused.

The limit is the most you may have open on terms at once, and it grows with your plan.

  • Free: $500
  • Starter: $1,000
  • Professional: $1,500
  • Enterprise: $2,500

How this differs from a supplier Net 30 account

A supplier Net 30 account is an arrangement with a third party, and it builds credit only if that supplier reports it. Ruproa's terms are on Ruproa's own products and courses, and the transactions are reported.

The two work together. Use Ruproa terms for what you buy here, and open supplier accounts for what you buy elsewhere. The vendor directory at /vendors is the place to start.

Ruproa reports payment activity to Equifax Business, Creditsafe and Moody's every month. Eligible Net 30 purchases are included for approved Free and paid accounts; a paid subscription is not required for purchase reporting.

Questions

Common questions.

What can I buy on Net 30?

Products and courses sold through Ruproa. Subscriptions are not on terms: the card on file is still charged at renewal.

When do I get access?

As soon as the invoice is sent. You do not have to wait for payment to start using what you bought.

Who qualifies for Net 30 terms?

Approved companies with an EIN on file. Terms are paused while a subscription is past due or paused, and resume once it is paid up.

Is there a limit?

Yes. It is the most you can have open on terms at once, and it depends on your plan: $500 on Free, $1,000 on Starter, $1,500 on Professional and $2,500 on Enterprise.

Are my Net 30 purchases reported?

Eligible Ruproa Net 30 purchases are included in monthly reporting for approved Free and paid accounts. A paid subscription is not required for purchase reporting. Ruproa's current reporting bureaus are Equifax Business, Creditsafe and Moody's. Experian Business reporting is not currently offered.

Does Ruproa report to Experian Business?

Ruproa's current reporting bureaus are Equifax Business, Creditsafe and Moody's. Experian Business reporting is not currently offered.

Do I need a paid plan?

No. Eligible Ruproa Net 30 purchases are included in monthly reporting for approved Free and paid accounts. A paid subscription is not required for purchase reporting. Paid plans raise your Net 30 limit and add live bureau scores and score monitoring.

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